Standard Fixed Mortgages

Standard Mortgages

  • Up to 4.5x Income Multiples
  • Refinance Options up to 90% LTV
  • Long Term Fixed Rates
  • Maximum loan amount at 90% LTV - up to £500,000
  • 10% overpay (see criteria)

Our Standard mortgage range, designed to meet the needs of first time buyers, movers and remortgagers alike, could be just what you're looking for.

Rate Description Max LTV Features Early Repayment Charges Code
6.99%
A fixed rate of 6.99% for 3 years until 31/08/2011, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. 75% No arrangement fee. No legal fees~  (for remortgages only) or valuation fee - paid by Bristol & West Mortgages. No extended tie in 3% of the sum repaid until 31/08/2011. Part repayment administration fee: £50. Lending fee £195* ANY
6.69%
A fixed rate of 6.69% for 5 years until 31/08/2013, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. 75% No arrangement fee. No legal fees~  (for remortgages only) or valuation fee - paid by Bristol & West Mortgages. No extended tie in 5% of the sum repaid until 31/08/2013. Part repayment administration fee: £50. Lending fee £195* APA
6.45%
A fixed rate of 6.45% for 5 years until 31/08/2013, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period 75% 1% arrangement fee. No extended tie in. 5% of the sum repaid until 31/08/2013. Part repayment administration fee: £50. Lending fee: £195* ANZ
6.09%
A fixed rate of 6.09% for 5 years until 31/08/2013, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. 75% 1% arrangement fee. No legal fees~  (for remortgages only) or valuation fee - paid by Bristol & West Mortgages. No extended tie in 5% of the sum repaid until 31/08/2013. Part repayment administration fee: £50. Lending fee £195* APV
5.79%
A fixed rate of 5.79% for 3 years until 31/10/2011, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. 75% 1% arrangement fee. No extended tie in. 3% of the sum repaid until 31/10/2011. Part repayment administration fee: £50. Lending fee: £195* APZ
5.89%
A fixed rate of 5.89% for 3 years until 31/10/2011, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. 75% 1% arrangement fee. No legal fees~  (for remortgages only) or valuation fee - paid by Bristol & West Mortgages. No extended tie in 3% of the sum repaid until 31/10/2011. Part repayment administration fee: £50. Lending fee £195* APY
6.75%
A fixed rate of 6.75% for 3 years until 31/08/2011, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. 90% 1% arrangement fee. Higher Lending Charge paid by Bristol & West Mortgages. No extended tie in. 3% of the sum repaid until 31/08/2011. Part repayment administration fee: £50. Lending fee: £195* APK
6.75%
A fixed rate of 6.75% for 3 years until 31/08/2011, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. Available for remortgages only.

90% 1% arrangement fee. Higher Lending Charge paid by Bristol & West Mortgages. No legal fees~  (for remortgages only) or valuation fee - paid by Bristol & West Mortgages. No extended tie in

3% of the sum repaid until 31/08/2011. Part repayment administration fee: £50. Lending fee £195* APL
7.79%
A fixed rate of 7.79% for 5 years until 31/08/2013, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. 90% No arrangement fee. Higher Lending Charge paid by Bristol & West Mortgages. No legal fees~  (for remortgages only) or valuation fee - paid by Bristol & West Mortgages. No extended tie in 5% of the sum repaid until 31/08/2013. Part repayment administration fee: £50. Lending fee £195* ANT
7.59%
A fixed rate of 7.59% for 5 years until 31/08/2013, then changing to 7.09% which is our Standard Variable Rate for the rest of the mortgage period. 90% 1% arrangement fee. Higher Lending Charge paid by Bristol & West Mortgages. No extended tie in. 5% of the sum repaid until 31/08/2013. Part repayment administration fee: £50. Lending fee: £195* ANS
To speak with a Bristol & West Mortgages representative, please call 0117 9437755